Michael C. Cummings, CFP®, CEPA
Founder & Tax Strategy Advisor
CWM Tax Advisors
As the founder of CWM Tax Advisors, I’m passionate about helping business owners and individuals make smart, forward-thinking financial decisions. I acquired the firm—formerly Mason Accounting—in 2017 to better serve the tax and accounting needs of our clients and to create a comprehensive financial planning experience that integrates tax strategy at its core.
With a career in financial services dating back to 2006, I’ve developed a deep understanding of how effective tax planning, accurate accounting, and long-term financial strategy work hand-in-hand—especially for small business owners. My focus is on aligning personal, business, and financial goals to help clients build and preserve lasting value.
I hold the Certified Exit Planning Advisor (CEPA) designation through the Exit Planning Institute. The CEPA program is designed for advisors who work closely with owners of privately held businesses, and it is centered around the Value Acceleration Methodology™—a framework that aligns the three essential components of a business owner’s life: business, personal, and financial. This training equips me to guide business owners through strategic planning that not only strengthens enterprise value, but also prepares for successful transitions and exits.
At CWM Tax Advisors, I specialize in working with entrepreneurs, closely held businesses, and individuals seeking high-level advisory services that integrate accounting, tax, and financial planning. I also lead our firm’s educational efforts, hosting events and sessions to keep our clients informed and empowered.
Originally from Florida’s Treasure Coast, I earned my Bachelor’s degree from the University of Florida. I am also a CERTIFIED FINANCIAL PLANNER™ professional, committed to the highest standards of ethics and professionalism in the industry.
Outside of the office, I enjoy life with my wife, Anissa, and our daughter, Avery. Together, we love fishing, diving, golfing, snowboarding, and cheering on the Florida Gators.